Top Credit Card Affiliate Programs in India
(Best to Start with)

Want to know about the credit card affiliate programs in India and also want to learn how different banks offer these programs?

If yes, then you have landed on the right page as here, you will not only learn what affiliate programs for credit cards are but also about the best banks that offer these programs.

In today’s digital avenues, credit card affiliate programs are one of the most beneficial programs to earn extra money. They provide substantial monetary benefits and a flexible work environment that is ideal for students balancing their academics and work.

A person can work as a DSA and develop a team to sell Credit Cards and earn a commission. They can sell the cards by whatever marketing strategy they can employ in the area like email marketing, Social Media, Telegram, or WhatsApp groups, or even sell them offline directly to the potential customers.
So, let's get started!

Credit Card affiliate programs enable people to get commissions ranging from 1000 to 3000 for a dispatch by promoting and driving people toward issuing credit cards for themselves. For every card issued with their efforts, promoters get a commission.

As a Credit card affiliate promoter, you will promote the credit card affiliate links and persuade people to sign up for the credit cards.

With the evolving digital landscape, credit card affiliate program has been observed as a promising avenue for students, influencers, and digital marketers alike to generate a good and substantial passive income at the ease of their home but with the right marketing tactics and dedication.

Students in India are often involved in online activities, so, engaging in these kinds of affiliate programs could be very easy for them and they can earn a good six-digit income as well.

Moreover, there are various service providers like Cashli that create a connection between the bank and the promoters. With the help of Cashli, affiliates are provided with a complete dashboard that shows their total earning, leads, and conversions.

Not just a complete control but Cashli also gives extra perks to its users as it has the largest selection of credit cards in its affiliate program. Where most of the companies provide 2-4 cards, Cashli has provided its affiliates with 15+ cards.

Before moving toward the list of affiliate programs for credit cards, let's dive into the important points you need to focus on to get a long-term and successful affiliate program.

1.Understanding the Regulations of Your Region
It is very important to first look deep into what financial regulations are being practiced in the region you are dealing. This will not only help you in your marketing strategy but will also save you from a lot of complications.
To create ease for you, Cashli has added a button to check the available pin codes of the areas where the bank is offering the service. Simply write the pin code there and the app will let you know if the credit card is available in that area.
Plus, all the conditions and restrictions are also available there to facilitate the affiliate.

2.Target Audience Analysis
Every marketing strategy begins with understanding the audience because, without a deep knowledge of the target audience, no marketing tactic could work.
Every card comes with eligibility criteria and the client will only be able to get that card if he complies with the criteria.
We know that things might seem a bit difficult for the affiliate but that is why Cashli has made things easier by providing the eligibility criteria, different bonuses, current users and every other necessary detail about the card on a single page.
So, start by recognizing the audience you are dealing with because there is no point in selling a credit card with travel bonuses to a person who does not travel. If you can comply with the audience then go with the affiliate program otherwise, you would not be able to generate any conversion.

3.Research about the Programs
Do not just read about the affiliate program and just jump onto it. Before choosing the affiliate program, explore all the options that you have. Check the commission rates, and support provided by the bank for the program.
If you are not a research person then don’t worry, as Cashli has got you. It has provided a complete description of each card, its advantages, activation process, promotional material, and information about commissions.

4.Tracking and Analytics
It is very important to track everything. Do not go blindly because that will eventually get you no tangible results. You need to collaborate with a financial service provider like Cashli that could connect you with the banks and could work as an arbiter in case of any inconvenience.
Cashli gives you complete analytics and tracking of your leads and performance through a proper dashboard. You can monitor all your commissions and conversions.
In this way, you will be able to increase your efficiency and generate better results.

5.Long Term Strategy
Not just in credit card affiliate programs, but also in every business, success is only possible with a long-term strategy. No one has generated results overnight.
As an agent, you need to create long-term relationships with the clients to generate future deals with them as well in order to maximize the Customer Lifetime Value(LTV). So, develop a long-term strategy and stick to it, if you want to achieve great results.

The affiliate program of HDFC Bank is one of the most popular programs in India as it offers adequate commissions and lots of benefits to the users of that bank.
They provide you with marketing material like banners, links, and other creatives to help you in your effective promotion.
On every conversion, the affiliate will receive a commission based on the type of credit card that the customer registers for.
Moreover, you will be provided with an affiliate dashboard that tracks the clicks, applications, approvals, and marketing campaigns. In this way, all your performance will be just a click away from you.

How to join this affiliate program for Credit Cards
The best way to join these programs is by finding products like Cashli because if you work with agencies or networks you will face:

• Long payment time: 30 to 45 days
• Have missing leads without any tracking
• Not for a single person, a whole team is required
• A limited number of cards
• No comprehensive information about the program or cards

Cashli solves all these problems by providing you with an exclusive dashboard with all the details about the leads, performance, and revenue. You can check details about any card you are selling.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer 15+ cards from different banks while other service providers offer 3 to 4 cards only
• Provides all the necessary details on a single page

Commission Margins:

• All the commissions vary based on the type of credit card and its status. But the bank claims that you can earn up to 2000 rupees per card. It is the best conversion rate that is available everywhere per dispatch.

State Bank of India is one of the largest financial institutions in India that is owned by the government of India. It offers various kinds of cards that cater to people from diverse backgrounds.
It provides its affiliates with exclusive dashboards as well as marketing material like banners, affiliate links, and other promotional content.
With these links, they can refer their friends and family members, and with every conversion, the link owner will be rewarded with a commission.

How to join the SBI Affiliate Program for Credit Cards
Different agencies or affiliate networks are in direct contact with the banks and you can join these programs through them but other service providers have some disadvantages:

• Long payment time: 30 to 45 days
• Have missing leads without any tracking
• Not for a single person, a whole team is required
• A limited number of cards
• No comprehensive information about the program or cards

Cashli solves all these problems by providing you with an exclusive dashboard with all the details about the leads, performance, and revenue. You can check details about any card you are selling.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer many cards while other service providers offer 3 to 4 cards only
• Provides all the necessary details on a single page

Commission Margins:

• The commission margin is entirely dependent on the number of sales and the type of card sold but the SBI claims that you can earn 2400 rupees per sale as commission

AU Small Finance Bank is a financial institution that provides its services to small and medium-sized enterprises. It provides its services in loans, credit cards, insurance, online banking, and investment options.
It sells its various kinds of Credit cards through its Credit Card affiliate marketing program.

How to join the AU Bank Credit Card Affiliate Program:
The best way to join this program is through the platform Cashli because that provides you with increased benefits without any hassle. All you need to do is register through the Cashli platform and start earning commissions with proper tracking.
If joined with other agencies, the challenges normally faced by the affiliate are:

• Long payment time: 30 to 45 days
• Have missing leads without any tracking
• Not for a single person, a whole team is required
• A limited number of cards
• No comprehensive information about the program or cards

Cashli solves all these problems by providing you with an exclusive dashboard with all the details about the leads, performance, and revenue. You can check details about any card you are selling.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer many cards while other service providers offer 3 to 4 cards only. Also, C2C flow is available
• Provides all the necessary details on a single page

Commission Rates:
The commission rates of AU bank if joined through Cashli are about 2400 rupees over every dispatch.
AU Small Finance Bank is a financial institution that provides its services to small and medium-sized enterprises. It provides its services in loans, credit cards, insurance, online banking, and investment options.

• It sells its various kinds of Credit cards through its Credit Card affiliate marketing program..

Axis Bank is a leading private bank in India that offers a wide array of credit cards. These credit cards vary on the basis of the benefits and perks they provide.
So, it offers a lucrative offer to the consumer that helps the affiliates in their marketing strategy. Plus, the bank also offers extra marketing tactics with banners and offers.

How to join the Axis Bank Credit Card Affiliate Program
The best way to join these programs is by finding apps like Cashli. You will avoid these problems in this case:

• Long payment time: 30 to 45 days
• Have missing leads without any tracking
• Not for a single person, a whole team is required
• A limited number of cards
• No comprehensive information about the program or cards

Cashli solves all these problems by providing you with an exclusive dashboard with all the details about the leads, performance, and revenue. You can check details about any card you are selling.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer 20+ cards while other service providers offer 3 to 4 cards only
• Provides all the necessary details on a single page

Commission Rate:

• If you join the affiliate program of Axis Bank with Cashli, it has the potential to give up to 3000 rupees per conversion. These benefits are exclusive to those who partner with financial partners like Cashli.

It is one of the most popular private sector banks that was founded in 1994 in India. It offers many financial services including exclusive credit cards through approximately 2000 branches nationwide.
Induslnd affiliate program provides one of the best affiliate programs with the highest commission rates and registering with a company like Cashli can help you earn huge profit margins.

How to register for the Induslnd Bank Affiliate Program:
Different agencies or affiliate networks are in direct contact with the banks and you can join these programs through them but other service providers have some disadvantages:

• Long payment time: 30 to 45 days
• Have missing leads without any tracking
• Not for a single person, a whole team is required
• A limited number of cards
• No comprehensive information about the program or cards

Cashli solves all these problems by providing you with an exclusive dashboard with all the details about the leads, performance, and revenue. You can check details about any card you are selling.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer 21+ cards while other service providers offer 3 to 4 cards only
• Provides all the necessary details on a single page

Commission Rate:

• Induslnd Banks offer a very high commission rate of about 2900 Rupees for all cards per card. The overall commission depends on the number of cards generated.

Standard Chartered Bank is a multinational bank that has over 1200 branches dealing in consumer, corporate, and institutional banking and treasury services.

How to register with Standard Chartered Affiliate Program:
The best way to join this program is through the platform Cashli because that provides you with increased benefits without any hassle. All you need to do is register through the Cashli platform and start earning commissions with proper tracking.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer 4+ the best cards
• Provides all the necessary details on a single page

Commission Rate:

• The commission rate of Standard Chartered Bank varies with the offer they are offering. Mostly they offer up to 3200 rupees per dispatch of a single credit card.

IDFC First Bank is a merger of IDFC Bank and Capital First that happened in 2015. It deals with a wide variety of Individual and Corporate customers in digital banking, retail banking, corporate banking, wealth management, and other financial services.
They have the easiest signup process and fine commission rates on successful sales. It offers commissions ranging from 450 (for Wow card) to 1700 rupees per sale on the basis of the spending of the consumer.

How to register with IDFC First Affiliate Program
The best way to join this program is through the platform Cashli because that provides you with increased benefits without any hassle. All you need to do is register through the Cashli platform and start earning commissions with proper tracking.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer 8+ cards while other service providers offer 3 to 4 cards only
• Provides all the necessary details on a single page

Commission rates:

• The commission rates that this bank provides range from 450 to 1700 rupees per sale on the basis of points scored on every transaction.

Launched in 2004 in India, Yes Bank became very famous in India. It offers its services in corporate banking, investment banking, retail banking, and asset and wealth management services.
Yes Bank offers its affiliate program for credit cards and the affiliates can earn about 1000 to 1500 rupees on every successful registration for a credit card in the bank through the reference link.

How to register for Yes Bank Credit Card Affiliate Program India
The best way to join this program is through the platform Cashli because that provides you with increased benefits without any hassle. All you need to do is register through the Cashli platform and start earning commissions with proper tracking.
If joined with other agencies, the challenges normally faced by the affiliate are::

• Long payment time: 30 to 45 days
• Have missing leads without any tracking
• Not for a single person, a whole team is required
• A limited number of cards
• No comprehensive information about the program or cards

Cashli solves all these problems by providing you with an exclusive dashboard with all the details about the leads, performance, and revenue. You can check details about any card you are selling.
Why Cashli:

• A single person can start working with Cashli while it will be really difficult with other agencies
• Offer full tracking to their leads
• Weekly payments are done
• Offer 4+ cards while other service providers offer 3 to 4 cards only
• Provides all the necessary details on a single page

Commission rate:

• The commission rate for this affiliate program starts from 1800 rupees per card.

In conclusion, the Credit card affiliate program India provides a lucrative opportunity for students and other people to earn a good commission by monetizing their online presence through good marketing skills.

Credit card affiliate marketing programs have a huge potential for monetary benefits and it is one of the highest-paid affiliate programs on the whole internet.

Leading banks like HDFC, ICICI, and SBI offer these affiliate programs to promote their credit cards and offer high commissions on successful registration for the credit card through an affiliate link.
Although it is a lucrative opportunity it requires proper monitoring of the stats and successful marketing tactics. For this, the best way to start is through Cashli because it provides affiliates with a complete dashboard that helps them monitor their performance and generate good results.

What is a Credit Card Affiliate Program?
A credit card affiliate program is an agreement between a bank to a vendor and an affiliate that the affiliate will promote the credit cards of the bank and in return bank offers the affiliate a commission over every new credit card registration.

Is it free to join a Credit Card Affiliate Program?
Yes, it is totally free to join an affiliate program for credit cards. Affiliates can sign up for free through the bank’s official website and earn commission over every lead.
But in some cases, you will require a sales team and integrate the whole program in order to participate in the affiliate program.

How do Affiliates Promote Credit Cards?
Affiliates usually promote their affiliate links through different content strategies like content marketing, blogging, social media marketing, email marketing, and also through ad campaigns. They also promote their links offline to direct clients to generate more leads.

How much can I Earn through Credit card Affiliate Marketing?
The income of affiliates in affiliate programs for credit cards varies greatly depending upon the number of sales generated and the commission offered by the bank. In this way, beginner affiliates earn a few thousand to even six figures.

What is Cashli and why is it important?
Cashli is an online platform that connects banks with ordinary people who share financial offers and earn from them. It is important to use Cashli because it acts as a safeguard for your payments and lets you monitor and track each and every lead with the commission it is generating through a proper dashboard with complete control.